Everything you need. Nothing you don't.
DueZen replaces the mental load of managing money with a single calm interface. Here's every tool inside.
Five deep dives. One private finance app.
DueZen replaces four apps — bill tracker, subscription manager, budgeting app, savings tracker — then adds a Monthly Reflection you won't find anywhere else. Each does its job without ever asking for your bank login.
Every bill, every recurrence.
7 recurrence types, custom reminder offsets, grace periods, snooze, pause, and auto-pay tracking — all without a bank login.
Catch trials before they bill.
Three escalating free-trial reminders, money-saved tracking on cancellations, Flux Alerts for variable amounts, and full annual cost projection.
Allocate, then track.
Fund Flow income allocation, Flow Tracker with live category pacing, swipeable Monthly Summary recaps, and calm per-category budget alerts.
Goals that celebrate progress.
Unlimited goals, milestone celebrations at 25/50/75/100%, cumulative tier badges from $100 to $10k, plus built-in debt payoff tracking.
Your month, told like a story.
The end-of-month recap reimagined as a tap-through story: a weighted Monthly Score, your money personality, financial weather, quiet heroes, and a shareable meditation. Computed on-device.
Your financial calm, at a glance.
The moment you open DueZen, you see exactly where you stand: what's free to spend, what's still due this month, and what's next. Reorder every card to match how your mind works.
- Breathing RoomSafe to spendWhat's free to spend this month after every bill and your spending plan. It stays masked until you tap the eye.
- This month's billsThis monthWhat's still due, what's already paid, and your next payday, in one card. Estimated bills ask you to confirm the date or amount.
- Your planPlanRoom left in each spending category, with paid and still-due bars for your top four. Green, amber or red at a glance.
- Highlights TickerAt a glanceA quiet carousel for what needs attention: upcoming bills, overdue items and savings milestones.
- Streaks & JourneyMomentumEvery bill paid on time keeps your streak alive, and new Journey milestones land right on the dashboard.
Managing bills is physical and intuitive.
Swipe left to mark as paid. Swipe right to snooze. Long press for batch actions.
Every action is acknowledged with a moment of calm. Because even paying bills deserves intention.
Saving, made visible.
Set a goal. Track deposits. Celebrate milestones at 25%, 50%, and 100%. DueZen turns saving into something you look forward to.
Dream Vacation
$6,800 of $10,000
$200/mo
Contributing
~16 months
Remaining
Every deposit is a step toward peace of mind.
Your month, plotted in dots.
Color-coded dots show what's paid, what's coming, and what needs attention. Hover any day to see the bills behind it.
- Paid
- Upcoming
- Due soon
- Overdue
Already drowning in subscriptions? Don’t retype them.
Other apps solve this by taking your bank password. DueZen reads a statement, a screenshot, an email receipt — even a paper receipt at the register — entirely on your phone, and asks you to confirm before anything is saved. Nothing is uploaded. No account is connected.
- Bank statement (CSV or PDF)Download transactions from your bank, pick the file. DueZen reads it on your phone.
- ScreenshotSnap your subscriptions page — Apple, Google, anywhere. On-device text recognition does the rest.
- Email receiptsThe email finder spots billing receipts and turns them into bills — without giving anyone your inbox.
- Paper receipts — one, or a whole stackSnap one at the register, or scan a whole pile at once. DueZen reads the place and total for each, lines them up to review together, and you approve the batch in a tap. The photos are never kept.
Detection runs on your device. The file never leaves your phone.
The whole pile, in one sitting.
- One pass for the pileCatch receipt after receipt in a single scanning session.
- Read on your phoneDueZen reads the store and total on-device. The photos are never kept.
- Review before savingCheck each one and fix a total with a tap. Nothing is saved until you say so.
Glance. Tap. Carry on.
Quick Add a bill, mark one paid, or see what’s next — all from your home screen, without opening the app.
- Breathing Room — how much you can still spend this month and stay inside your own cap. Computed from the budget you set, not a bank feed
- Quick Add a bill from any size — a hero button on small, a full-width CTA on medium and large
- Mark bills paid with a single tap (iOS 17+) — the monthly total ticks down instantly
- Three sizes for any home screen layout — small, medium, large
- Adaptive theming — the widget picks up your chosen DueZen theme so it feels like part of your phone
- Smart cues — trial reminders shift amber to red as the deadline nears; variable flux bills prompt "Tap to log latest"
- Lock-screen widgets too — your next bill and days left, visible without even unlocking
- A serene "All caught up" state when nothing is due
Due today? It's already on your Lock Screen.
- Live ActivitiesUp to two bills due today, biggest first, with the amount and a "Mark paid" button.
- A tap that asks first"Mark paid" opens the bill in DueZen to confirm, so a stray tap on the Lock Screen never pays anything.
- Siri and Shortcuts“What's due this week in DueZen” reads out what's coming up; “Mark a bill paid in DueZen” logs one. Both work in Siri and the Shortcuts app.
“What's due this week in DueZen”
You have 3 bills this week, $553.99 total. Next: Car Payment, $389 tomorrow.
Customize your calm.
20 themes, each with its own background art, in light and dark. Every card, chart and widget follows.
Zen. Soft sage green on deep slate — balanced, serene, intentional
3 themes are free. The other 17 (marked +) come with DueZen Plus.
The small moments, made pleasant.
Bill-paying shouldn't feel heavy. Every tap, swipe, and glance across DueZen is tuned to make the routine feel like care, not chore.
Everything you might be wondering.
DueZen is a private personal finance app that combines four tools — a bill tracker, a subscription manager, a budgeting app, and a savings goal tracker — into one calm interface. It works without ever connecting to a user's bank account.
Because managing money should feel empowering, not overwhelming.
No bank login. No data shared. Download DueZen.
