The peaceful bill & subscription tracker.Find your flow.
One calm place for every bill, subscription and savings goal. No bank login, no account, nothing leaves your phone.
Your money is nobody's business. Not even ours.
No bank login. Ever.
Add a bill in seconds, or import a statement or screenshot. DueZen never asks for credentials and never uses Plaid, Yodlee or MX.
It stays on your phone.
No account, no server, no sync. Everything is encrypted on your device with the platform keychain.
Nothing to sell.
No ads, no data brokers, no tracking of your money. The app cannot expose what it never holds.
Why it matters: most finance apps hand your bank login to a data aggregator.
in a 2024 breach at a fintech middleware bank
by a data aggregator in 2021 over credential harvesting claims
after a 2024 fintech middleware bankruptcy froze deposits
Hold. Draw. Log.
- Amount firstThe decimal pad rises with the sheet, so logging a spend takes seconds.
- Snap a receipt, or a whole stackDueZen reads the store and total on your phone. The photos are never kept.
- Share a photo into DueZenSend a receipt from Photos straight to Quick Add, already filled in.
Know what's left before you spend it.
- Safe to spendOne number for the month: your spending cap, minus what's paid and what's still scheduled.
- Where it wentA zen-garden donut of every category. Tap one for its payments, budget health and six months of history.
- Steady streaksCategories that stay on budget build a streak, and price changes on a bill get flagged.
Progress you can actually see.
- Goals with a nameAn emergency fund, a trip, a new camera. Deposit or withdraw any time and see whether you're on track.
- Milestones worth a moment25, 50 and 75% each get a quiet celebration, and reaching 100% gets its own.
- Your JourneyStreaks, goals reached and money saved, drawn as a path through the seasons.
Your month, told like a story. Your year, too.
- A score with the whyA 0 to 100 Monthly Score, with the five factors behind it.
- A month with a characterYour money personality and financial weather, written to encourage, never to scold.
- Year in ReviewTwelve months of bills, subscriptions and steady habits, with a card made for sharing.
Your bills, without opening the app.
- Home Screen widgetsSmall, medium and large, in your theme: Quick Add, Breathing Room and what's due next. Tick a bill paid right from the widget.
- Live ActivitiesOn the day a bill is due it waits on your Lock Screen and in the Dynamic Island. "Mark paid" opens DueZen to confirm, so a stray tap never pays anything.
- Siri and ShortcutsAsk “What's due this week in DueZen” and hear what's coming up, or mark a bill paid by voice.
“What's due this week in DueZen”
You have 3 bills this week, $553.99 total. Next: Car Payment, $389 tomorrow.
Customize your calm.
20 themes, each with its own background art, in light and dark. Every card, chart and widget follows.
Zen. Soft sage green on deep slate — balanced, serene, intentional
3 themes are free. The other 17 (marked +) come with DueZen Plus.
Quick answers, before you download.
DueZen is safe because it never connects to your bank account, never sends financial data to a server, and never shares data with third parties. All bills, subscriptions, budgets, and savings entries are encrypted on your device using the platform secure keychain. The app cannot expose what it never holds.
Ready to find your flow?
No bank login. No data shared. Just clarity.
